Social Security is a government program that provides financial support to retirees, disabled individuals, and the surviving spouses and children of deceased workers. It is a vital source of income for many Americans during their retirement years.

One important aspect to understand about Social Security is that the benefits you receive are based on the amount of income you earned during your working years. The more you earn, the more you contribute to the program, and the higher your benefit amount will be.

It is crucial to plan for your Social Security benefits early on to ensure a comfortable retirement. Consulting with a financial advisor can help you determine the optimal strategy for maximizing your Social Security benefits.